We listen to you
Notes & Application
Assessment
Lender
Offer Letter
Acceptance
The interest rate will vary as per the type of the loan product and the lending institution used.
Business Loan has been established to help Small Business owners and SMEs. After working for a bank as a Commercial Lender and having 1000s of interactions with business owners, I believe that this segment of the market is really underserved and there is a good reason for it.
Business owners want to pay the least possible tax and that impacts the books so come borrowing time, it disadvantages them significantly.
Business owners look up to their bank as their only advisor only to find out that they get disappointed by the outcome after doing lengthy applications for a small amount of funding request.
Business lending is an area that requires a deeper understanding of the customer’s business, and business owners do not present them well to their bank/lender sometimes hence the outcome is not so good.
Generally, a combination of both Term Lending and Cash Flow Finance works out to be the most efficient solution for small businesses to meet their different funding needs. However, it is best to consult a Business Loan Broker, Financial Adviser and or your Accountant.
We spent 10 to 15 minutes understanding the request and determining if we can help or refer you.If we believe we can help you, we will start gathering the information and send you the requirements like an application form to complete and supporting information.
We analyse the information provided after the interview and we crunch the numbers to get the deal ready to be submitted.
This is a stage where we have obtained all the information back from you. We do our analysis and if we believe there is a deal, we will present it to the lender or lenders to get an outcome for you.